Behind on Mortgage Payments? Here’s What You Can Do Before Foreclosure

Falling behind on your mortgage is a stressful and emotional experience. Whether you’ve missed one payment or several, the fear of foreclosure can feel overwhelming. At Best Price Homebuyers, we understand how difficult this situation can be. We’re here to offer real solutions for homeowners who need to act fast.

If you're located in Omaha or the surrounding areas, you have options. You don’t have to wait until it’s too late.

Understanding the Foreclosure Process

Foreclosure doesn’t happen overnight. In most cases, the process begins after 90 days of missed payments. First comes a Notice of Default, and later, a Notice of Sale. But here’s the good news: the earlier you act, the more control you have.

At Best Price Homebuyers, we specialize in helping homeowners stop foreclosure before it starts. We’re not agents, and we don’t list your home. We buy it directly from you. That means as-is, with no fees, and no repairs required.

Option 1: Talk to Your Lender

If you’ve just fallen behind, contact your lender. Some may be willing to offer:

These options work best for temporary hardships. But if your situation is more serious, or you’re ready to walk away from the stress, selling may be the right move.

Option 2: Explore Assistance Programs

Federal and state programs like the Homeowner Assistance Fund (HAF) may offer short-term relief. You can also speak to a HUD-approved housing counselor to get guidance on budgeting and negotiation.

But if those routes aren’t available to you, or you’ve already exhausted them, we’re ready to step in.

Option 3: Sell Your House to Best Price Homebuyers

When it’s clear that staying in the home is no longer an option, selling it before foreclosure can protect your financial future. That’s where we come in.

At Best Price Homebuyers, we buy homes fast and in any condition. Whether your house needs repairs, has code violations, or you’re dealing with liens or back taxes, we’ll handle it. We can make you a fair cash offer and close in as little as 7 days.

Here’s what sets us apart:

We’ve helped dozens of homeowners in Nebraska get out from under overwhelming payments and avoid foreclosure with dignity. We’re not here to pressure you. We’re here to help you move forward.

You Don’t Have to Face Foreclosure Alone

If you're behind on mortgage payments and feel stuck, don’t wait. The longer you delay, the fewer options you’ll have. Let Best Price Homebuyers guide you toward a solution that works for you and your family.

Call us today or request your free cash offer. No pressure. No obligations. Just honest help when you need it most.